{"id":5346,"date":"2026-11-04T09:23:34","date_gmt":"2026-11-04T15:23:34","guid":{"rendered":"https:\/\/blog.nu.com\/sem-categoria\/earn-send-diversify-spend-a-tour-of-what-nu-global-does\/"},"modified":"2026-11-04T09:26:49","modified_gmt":"2026-11-04T15:26:49","slug":"earn-send-diversify-spend-a-tour-of-what-nu-global-does","status":"publish","type":"post","link":"https:\/\/blog.nu.com\/pt-br\/para-voce\/earn-send-diversify-spend-a-tour-of-what-nu-global-does\/","title":{"rendered":"Ganhar, Enviar, Diversificar, Gastar: um tour pelo Nu Global"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Introdu\u00e7\u00e3o<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Quem vive entre pa\u00edses costuma ter dinheiro espalhado entre apps, <a href=\"https:\/\/remittanceprices.worldbank.org\/\">cota\u00e7\u00f5es e tarifas<\/a>. O Nu Global re\u00fane quatro fun\u00e7\u00f5es em uma s\u00f3 Conta Multimoeda: Ganhar, Enviar &amp; Receber, Diversificar, Gastar<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cada cap\u00edtulo traz um caso real e um guia detalhado. O Nu Global \u00e9 do Nu, parte da Nu Holdings (NYSE: NU), com <a href=\"https:\/\/nu.com\/en\/newsroom\/company\/nu-united-states-nu-global\">mais de 140 milh\u00f5es de clientes<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Principais detalhes<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Ganhar: seu saldo rende enquanto espera<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Voc\u00ea \u00e9 freelancer brasileiro e recebe de clientes no exterior. Entre um pagamento e outro, parte da renda fica em d\u00f3lares digitais (USDC). Esse saldo <a href=\"https:\/\/nu.com\/global\/en\/for-you\/earn\">rende at\u00e9 3,5%, e os euros digitais (EURC), 2,2%, com rendimento creditado diariamente, sem car\u00eancia<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">USDC e EURC s\u00e3o <a href=\"https:\/\/www.circle.com\/usdc\">stablecoins<\/a>, criadas para manter valor est\u00e1vel frente ao d\u00f3lar americano e ao euro.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Enviar &amp; Receber: transfer\u00eancias justas entre a Am\u00e9rica Latina e a Europa<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Agora voc\u00ea mora na Europa e ajuda a fam\u00edlia no Brasil. O Nu Global envia para <a href=\"https:\/\/nu.com\/global\/en\">mais de 35 pa\u00edses<\/a> nas duas regi\u00f5es, pela taxa mid-market real.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/nu.com\/global\/en\/for-you\/send-and-receive\">O Nu n\u00e3o cobra tarifa, mas o banco recebedor ou a rede local podem cobrar a pr\u00f3pria<\/a>. Antes de confirmar, voc\u00ea v\u00ea o valor exato que sua fam\u00edlia recebe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sua fam\u00edlia n\u00e3o precisa ter conta no Nu. Se tiver, use o <a href=\"https:\/\/nu.com\/global\/en\/frequently-asked-questions\/international-transfers\">Nu ID<\/a>, um @ curto.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Diversificar: ativos digitais na conta que voc\u00ea j\u00e1 usa<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tem curiosidade sobre Bitcoin, mas n\u00e3o quer abrir conta em outra plataforma? O Diversify permite comprar e vender uma sele\u00e7\u00e3o curada de ativos digitais, como Bitcoin e Ethereum, com o mesmo saldo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/nu.com\/global\/en\/for-you\/diversify\">Cada transa\u00e7\u00e3o custa 0,8%<\/a>. Voc\u00ea v\u00ea o pre\u00e7o e o valor final antes de confirmar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">USDC e <a href=\"https:\/\/www.circle.com\/eurc\">EURC<\/a> s\u00e3o a parte est\u00e1vel. J\u00e1 os ativos digitais seguem o mercado, e <a href=\"https:\/\/www.esma.europa.eu\/sites\/default\/files\/2025-10\/Joint_ESAs_revised_warning_on_crypto-assets.pdf\">seus pre\u00e7os podem subir ou cair<\/a>. Isto n\u00e3o \u00e9 uma recomenda\u00e7\u00e3o de compra ou venda.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Gastar: um cart\u00e3o virtual para uma vida em mais de uma moeda<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Viagem ou compras em sites de fora? O cart\u00e3o virtual Mastercard usa seu saldo em d\u00f3lares digitais (USDC).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/nu.com\/global\/en\/for-you\/spend\">O Nu n\u00e3o cobra tarifa de transa\u00e7\u00e3o internacional, de convers\u00e3o nem sobretaxa internacional<\/a>. A Mastercard faz a convers\u00e3o com a pr\u00f3pria cota\u00e7\u00e3o.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Em sites desconhecidos, use um cart\u00e3o tempor\u00e1rio que expira em 24 horas. Congele ou exclua qualquer cart\u00e3o no app. Google Pay e Samsung Pay tamb\u00e9m funcionam.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclus\u00e3o<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Uma conta, quatro fun\u00e7\u00f5es, um saldo e prote\u00e7\u00e3o em cada cap\u00edtulo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/nu.com\/global\/en\/why-nu\">Os saldos s\u00e3o protegidos por uma garantia de inadimpl\u00eancia de um banco su\u00ed\u00e7o, na medida exigida por lei<\/a>. A Nu Global AG \u00e9 <a href=\"https:\/\/www.vqf.ch\/en\/\">membro da VQF<\/a>, uma organiza\u00e7\u00e3o de autorregula\u00e7\u00e3o <a href=\"https:\/\/www.finma.ch\/en\/authorisation\/self-regulatory-organisations-sros\">reconhecida pela FINMA<\/a>. Pessoas de verdade respondem no app, <a href=\"https:\/\/nu.com\/global\/en\/safety\">24\/7<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A disponibilidade varia por regi\u00e3o. Comece pela fun\u00e7\u00e3o de que mais precisa. <a href=\"https:\/\/nu.com\/global\/en\/frequently-asked-questions\">Saiba mais<\/a> sobre a prote\u00e7\u00e3o presente em cada etapa.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O Nu Global \u00e9 uma conta multimoeda em d\u00f3lares digitais (USDC) e euros digitais (EURC), com quatro fun\u00e7\u00f5es. Veja como se encaixam.<\/p>\n","protected":false},"author":16,"featured_media":5166,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"featured_image_mobile":4939,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[121,122,120,123,119],"tags":[],"class_list":["post-5346","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-diversificar","category-enviar-e-receber","category-ganhar","category-pagar","category-para-voce"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Conta multimoeda Nu Global: Ganhar, Enviar, Diversificar, Gastar<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a a conta multimoeda Nu Global: rende at\u00e9 3,5% em d\u00f3lares digitais (USDC), envie dinheiro ao exterior, diversifique e gaste. 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