{"id":5117,"date":"2026-10-19T10:01:47","date_gmt":"2026-10-19T15:01:47","guid":{"rendered":"https:\/\/blog.nu.com\/sem-categoria\/how-to-hold-part-of-your-money-in-digital-dollars-with-nu\/"},"modified":"2026-10-19T12:18:16","modified_gmt":"2026-10-19T17:18:16","slug":"how-to-hold-part-of-your-money-in-digital-dollars-with-nu","status":"publish","type":"post","link":"https:\/\/blog.nu.com\/pt-br\/para-voce\/how-to-hold-part-of-your-money-in-digital-dollars-with-nu\/","title":{"rendered":"Como manter parte do seu dinheiro em d\u00f3lares digitais no Nu"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Keeping all your savings in a single local currency can be a risk. Inflation and exchange-rate swings reduce purchasing power over time. One option is to hold part of your savings in strong currencies. In the Nu Global App, you can hold a balancConcentrar todo o patrim\u00f4nio em uma \u00fanica moeda local pode ser um risco. Infla\u00e7\u00e3o e varia\u00e7\u00e3o cambial reduzem o poder de compra com o tempo. Uma alternativa \u00e9 manter parte das economias em moedas fortes. No Nu Global App, voc\u00ea pode guardar saldo em d\u00f3lares digitais (USDC) e euros digitais (EURC).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>O que s\u00e3o d\u00f3lares e euros digitais.<\/strong> S\u00e3o stablecoins: ativos digitais projetados para manter um valor est\u00e1vel em rela\u00e7\u00e3o ao d\u00f3lar americano e ao euro. &#8220;Projetados&#8221; \u00e9 o limite da promessa, porque o valor n\u00e3o \u00e9 garantido.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Moeda de refer\u00eancia forte:<\/strong> o saldo \u00e9 projetado para acompanhar o d\u00f3lar ou o euro, e n\u00e3o a sua moeda local.<\/li>\n\n\n\n<li><strong>Garantia su\u00ed\u00e7a:<\/strong> saldos no Nu Global App contam com uma garantia contra inadimpl\u00eancia (default guarantee) de um banco su\u00ed\u00e7o, na medida exigida por lei.<\/li>\n\n\n\n<li><strong>Sem mensalidade:<\/strong> sem plano mensal, taxa de manuten\u00e7\u00e3o ou anuidade.<\/li>\n\n\n\n<li><strong>Acesso:<\/strong> voc\u00ea pode gastar, transferir ou converter seu saldo a qualquer momento. Em casos limitados, o Nu pode atrasar ou bloquear uma transa\u00e7\u00e3o quando a lei exigir ou quando houver risco de seguran\u00e7a ou fraude.<\/li>\n\n\n\n<li><strong>Escala:<\/strong> o Nu faz parte do Nu Holdings (NYSE: NU) e tem mais de 140 milh\u00f5es de clientes no mundo.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>FAQ<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>O que \u00e9 uma stable coin?<\/strong> \u00c9 um dinheiro digital projetado para manter um valor est\u00e1vel em rela\u00e7\u00e3o a uma moeda tradicional, como o d\u00f3lar ou o euro. Como funciona em infraestrutura digital (blockchain), pode ser enviada e recebida de qualquer lugar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Meu saldo no Nu sofre com a desvaloriza\u00e7\u00e3o da moeda local?<\/strong> O USDC e o EURC s\u00e3o projetados para acompanhar o d\u00f3lar e o euro, e n\u00e3o a moeda local. Isso \u00e9 uma inten\u00e7\u00e3o de desenho, n\u00e3o uma garantia de valor.<\/p>\n\n\n\n<p class=\"open-lead-form wp-block-paragraph\">Junte-se ao <a href=\"https:\/\/www.nu.com\/\">Nu<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Entenda como guardar parte do seu saldo em d\u00f3lares e euros digitais no Nu Global App, moedas projetadas para acompanhar o d\u00f3lar americano e o euro.<\/p>\n","protected":false},"author":16,"featured_media":5116,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[120,119],"tags":[],"class_list":["post-5117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ganhar","category-para-voce"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Como manter dinheiro em d\u00f3lares digitais no Nu<\/title>\n<meta name=\"description\" content=\"Entenda como guardar parte do seu saldo em d\u00f3lares e euros digitais no Nu 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