{"id":5222,"date":"2026-10-19T10:01:47","date_gmt":"2026-10-19T15:01:47","guid":{"rendered":"https:\/\/blog.nu.com\/sin-categoria\/how-to-hold-part-of-your-money-in-digital-dollars-with-nu\/"},"modified":"2026-10-19T12:16:21","modified_gmt":"2026-10-19T17:16:21","slug":"how-to-hold-part-of-your-money-in-digital-dollars-with-nu","status":"publish","type":"post","link":"https:\/\/blog.nu.com\/es\/para-ti\/how-to-hold-part-of-your-money-in-digital-dollars-with-nu\/","title":{"rendered":"C\u00f3mo mantener parte de tu dinero en d\u00f3lares digitales con Nu"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Concentrar todos tus ahorros en una sola moneda local puede ser un riesgo. La inflaci\u00f3n y las variaciones del tipo de cambio reducen el poder adquisitivo con el tiempo. Una alternativa es mantener parte de tus ahorros en monedas fuertes. En el Nu Global App puedes tener saldo en d\u00f3lares digitales (USDC) y euros digitales (EURC).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Qu\u00e9 son los d\u00f3lares y euros digitales.<\/strong> Son stablecoins: activos digitales dise\u00f1ados para mantener un valor estable frente al d\u00f3lar estadounidense y al euro. \u00abDise\u00f1ados\u00bb es el l\u00edmite de la promesa, porque su valor no est\u00e1 garantizado.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Una moneda de referencia fuerte:<\/strong> tu saldo est\u00e1 dise\u00f1ado para seguir al d\u00f3lar o al euro, y no a tu moneda local.<\/li>\n\n\n\n<li><strong>Garant\u00eda suiza:<\/strong> los saldos en el Nu Global App cuentan con una garant\u00eda por incumplimiento (default guarantee) de un banco suizo, en la medida exigida por la ley.<\/li>\n\n\n\n<li><strong>Sin mensualidades:<\/strong> sin planes mensuales, comisiones de mantenimiento ni anualidad.<\/li>\n\n\n\n<li><strong>Acceso:<\/strong> puedes gastar, transferir o convertir tu saldo en cualquier momento. En casos limitados, Nu puede retrasar o bloquear una transacci\u00f3n cuando la ley lo exija o se detecte un riesgo de seguridad o fraude.<\/li>\n\n\n\n<li><strong>Escala:<\/strong> Nu forma parte de Nu Holdings (NYSE: NU) y tiene m\u00e1s de 140 millones de clientes en el mundo.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>FAQ<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00bfQu\u00e9 es una stablecoin?<\/strong> Es dinero digital dise\u00f1ado para mantener un valor estable frente a una moneda tradicional, como el d\u00f3lar o el euro. Como funciona sobre infraestructura digital (blockchain), se puede enviar y recibir desde cualquier lugar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00bfMi dinero en Nu pierde valor cuando cae mi moneda local?<\/strong> USDC y EURC est\u00e1n dise\u00f1ados para seguir al d\u00f3lar y al euro, no a tu moneda local. Es una intenci\u00f3n de dise\u00f1o, no una garant\u00eda de valor.<\/p>\n\n\n\n<p class=\"open-lead-form wp-block-paragraph\">\u00danete a <a href=\"https:\/\/www.nu.com\/\">Nu<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Descubre c\u00f3mo guardar parte de tu saldo en d\u00f3lares y euros digitales en el Nu Global App, monedas dise\u00f1adas para seguir al d\u00f3lar estadounidense y al euro.<\/p>\n","protected":false},"author":16,"featured_media":5115,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[125,124],"tags":[],"class_list":["post-5222","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ganar","category-para-ti"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>C\u00f3mo mantener dinero en d\u00f3lares digitales con Nu<\/title>\n<meta name=\"description\" content=\"Descubre c\u00f3mo guardar parte de tu saldo en d\u00f3lares y euros digitales 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