{"id":5008,"date":"2026-10-19T10:01:47","date_gmt":"2026-10-19T15:01:47","guid":{"rendered":"https:\/\/blog.nu.com\/?p=5008"},"modified":"2026-10-19T10:01:48","modified_gmt":"2026-10-19T15:01:48","slug":"how-to-hold-part-of-your-money-in-digital-dollars-with-nu","status":"publish","type":"post","link":"https:\/\/blog.nu.com\/en\/for-you\/how-to-hold-part-of-your-money-in-digital-dollars-with-nu\/","title":{"rendered":"How to Hold Part of Your Money in Digital Dollars with Nu"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Keeping all your savings in a single local currency can be a risk. Inflation and exchange-rate swings reduce purchasing power over time. One option is to hold part of your savings in strong currencies. In the Nu Global App, you can hold a balance in digital dollars (USDC) and digital euros (EURC).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What digital dollars and euros are.<\/strong> They are stablecoins: digital assets designed to hold a steady value against the US dollar and the euro. &#8220;Designed&#8221; is the limit of the claim, because their value is not guaranteed.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A strong reference currency:<\/strong> your balance is designed to track the dollar or the euro, not your local currency.<\/li>\n\n\n\n<li><strong>Swiss guarantee:<\/strong> balances in the Nu Global App are secured by a default guarantee from a Swiss bank, to the extent required by law.<\/li>\n\n\n\n<li><strong>No monthly fees:<\/strong> no monthly plans, maintenance fees or annual fees.<\/li>\n\n\n\n<li><strong>Access:<\/strong> you can spend, transfer or convert your balance at any time. In limited cases, Nu may delay or block a transaction where the law requires it or a security or fraud risk is detected.<\/li>\n\n\n\n<li><strong>Scale:<\/strong> Nu is part of Nu Holdings (NYSE: NU) and has over 140 million customers worldwide.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>FAQ<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What is a stablecoin?<\/strong> It is digital money designed to hold a steady value against a traditional currency, such as the dollar or the euro. Because it runs on digital infrastructure (blockchain), it can be sent and received from anywhere.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Does my money in Nu lose value when my local currency drops?<\/strong> USDC and EURC are designed to track the dollar and the euro, not your local currency. That is a design intent, not a guarantee of value.<\/p>\n\n\n\n<p class=\"open-lead-form wp-block-paragraph\">Join <a href=\"https:\/\/www.nu.com\/\">Nu<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Learn how to keep part of your balance in digital dollars and euros in the Nu Global App, currencies designed to stay tied to the US dollar and the euro.<\/p>\n","protected":false},"author":16,"featured_media":5084,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[115,114],"tags":[],"class_list":["post-5008","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-earn","category-for-you"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Hold Money in Digital Dollars with Nu<\/title>\n<meta name=\"description\" content=\"Learn how to keep part of your balance in digital dollars and euros in the Nu Global App, 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